Let’s face it, we’d all like to save a little on our auto insurance. At the same time, we don’t have time to call up all the insurers in town and find the cheapest price. The good news, it doesn’t have to be time-consuming, not with today’s technology.
Direct Auto Insurance have created an environment that allows consumers to save on auto insurance by comparing rates from multiple companies at the same time. Just by clicking on “Get Quote” you will be redirected to a shop of insurers. So, you can compare multiple insurance companies that you will receive free quotes from. You should fill out a simple questionnaire and free quotes will be sent to your email address almost instantly. The whole process can take less than five minutes and can be conducted from your home at your leisure.
You can compare your quotes in your spare time and determine which insurance company will save you the most. With the aid of Good to Go Insurance this process is the fastest way to save money on your coverage.
Florida Auto Insurance
In Florida, it is required by state law to have auto insurance coverage in order to drive a vehicle legally. The absence of this coverage in the event of an accident or traffic violation will result in major consequences including license suspension. It is important that you have at least the minimum coverage required and sometimes even coverage above the minimum depending on individual circumstances.
When you get a quote, you can choose the minimum coverage or you can customize coverage to fit your needs. You will then receive Free Quotes that are tailored to your individual needs and circumstances.
Florida Liability Insurance Requirements
Florida law requires Personal Injury Protection and Property Damage Liability coverage, with a minimum limit of $10,000 each. This basic coverage is referred to as PIP/PD coverage. Florida, unlike most states, does not require Bodily Injury Liability, however, you may want to reconsider this. It is recommended that you purchase the Bodily Injury coverage but it is not the law.
The following details the Mandatory Florida Liability Coverages:
Personal Injury Protection covers medical expenses for injuries sustained in an accident by the driver, the passengers of that vehicle, and relatives living in your household. Coverage includes:
- Medical-up to 80 percent of all accident-related expenses
- Disability-if any of the covered individuals are unable to work due to sustained injuries.
- Up to 60 percent of the individual’s gross income is covered. This also includes expenses incurred during the recovery period.
Property Damage Liability commences when a covered driver is found to be at fault in an accident, the following is covered.
- Damage to another person’s property (fence, car, home, etc.)
- Legal costs associated with the damage incident
- Your coverage limits are the maximum that will be paid out per accident
- The following is optional coverage in the state of Florida.
Bodily Injury Liability (if chosen) the policy covers the policyholder or members of the policy. If they are found to be at fault in an accident that results in injuries or fatalities, the following is covered by this policy:
- Medical expenses
- Lost wages
- Pain and suffering
- Legal defense for the driver listed on the policy
- Coverage pays for damages to a third party
Uninsured/Underinsured Motorist Bodily Injury (if chosen) can be applied to multiple cars, with the same selected limit for each car. The limit chosen must be less than or equal to your bodily injury limits. If the other driver doesn’t have insurance coverage, or has insufficient coverage, and injures you in an accident, the following expenses will be covered:
- Lost wages
- Other general damages
- Injuries sustained in a hit and run accidents
Get Florida Auto Insurance Quotes from Multiple Companies at the Same Time
Comparing car insurance is very important for anyone who wants to save a little or a lot. In order to find savings, you must compare multiple companies to find the best rate. The process of gathering quotes used to be very time-consuming because it required calling individual agents, however, this is no longer the case. At Citizensinsurance.net, insurers offer a simple easy way to collect multiple quotes with the click of your mouse.
You will save money as you quickly compare top insurance carriers’ quotes. All of the quotes provided are free and without any obligation. Citizens Insurance provides a fast and easy process that takes just a few minutes from start to finish.
Free car insurance quotes give you the financial protection you want and need whenever you need it. Car insurance rates often vary from company to company. Online auto insurance shop offers the choice of several insurers to choose from, and find the one with the best deal for you.
How Do I Get a Florida Auto Insurance Quote Online?
To start this process, you will need to click on the “Get Quote” button. This button will direct you to another page where you will find many insurance partners. Then simply fill out a questionnaire with basic questions about your driving info and then submit it. You will shortly be sent an individualized quote and from here you can compare the rates from multiple companies. You will be able to find the insurance for the coverage and price that you want.
Free quotes will be sent to your chosen email address OR you can choose to have an agent call you directly. After you receive your free quotes, you can begin to compare different insurers to find the one that best suits you.
Always remember that an insurer that offers the cheapest price may not always be the best fit for you.